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Do you want to start saving Money on your homeowner’s insurance policy? Do you want a Top-Rated, High-Quality California Insurance Company with high coverage limits? Then Call Me Now (562) 868-8388 it takes less than 10 minutes to get your new low ACCURATE INSURANCE QUOTE.
The Next Generation Homeowners policy is the first of its kind. I can offer you much more customization specific to your needs and situations. You can stop paying for things that don't apply to you, and make sure your special situations and needs are covered!
Call me to find out more.
Do You Want More INSURANCE DISCOUNTS?
... EASY Low Down Payment & Monthly Premium Payments?
5% Occupational Affinity DISCOUNT for the following insureds who are members of an "eligible" professional group and meet other specified criteria.
Architects
|
Engineers |
Physical Therapists |
| Attorneys |
Firefighters |
Pilots/Aviators |
| Comm'l Policy Holders |
Law Enforcement Police Officers |
Real Estate Agents |
| Computer Degrees |
Librarians |
Scientists |
| CPAs |
Mortgage Brokers |
Speech Therapists |
| Doctors |
Nurses |
Teachers |
| Dentists |
Marriage & Family Therapists |
Veterinarians |
upto
10% Non-Smoking DISCOUNT
10% Automatic Gas-Meter Shutoff Valve DISCOUNT
47% New-Home DISCOUNT (for up to a maximum of 9 years)
5% Plumbing Renovation DISCOUNT (for up to a maximum of 9 years)
20% Electrical and Heating Renovation DISCOUNT (for up to a maximum of 9 years)
15% Auto/Home package DISCOUNT
5% Life/Home package DISCOUNT
6% Central-Monitored Burglar/Fire Alarm DISCOUNT
5% Fire Sprinkler System DISCOUNT
10% Interior Inspection DISCOUNT
3-8% For Turning 50 Years Old (Discount increases as you get older)
Discounts apply to selected coverages, perils and homeowners insurance policy types. Eligibility and actual percentage of discounts may vary.
The Next Generation Homeowners Insurance Policy includes coverage for your Home & Personal Property for damages from perils such as:
fire (including wildfires) and smoke
tornado or windstorm
hail and lightning
explosion
water damage
glass breakage and vandalism
falling objects, collapse and aircraft
Broad Protection & Benefits
Excellent insurance benefits within one package without the policy restrictions and insurance exclusions that other insurance companies place on you. Your house, personal property and separate structures are covered for many of the everyday insurance risks that you face as a homeowner in protecting your house, property and assets. Here are just some of the special Next Generation homeowners insurance policy features that offer you savings and peace of mind:
150% Extended Dwelling Replacement option, 125% standard
In the event of a catastrophy, we can have you covered for not only 100% of the value of your home, but for an additional 50%, for reconstruction.
25% & 50% Building Code/Ordinance Upgrade coverage option, 10% included standard
If your property is damaged in an amount greater than 50 percent of the structure´s total value, your city or town may require that you bring the entire structure into compliance with current building codes to legally make repairs.
Meeting California's and local community code standards can result in significant additional costs.
Cost of Debris Removal is included Loss Of Use/Additional Living Expense for up to 24 Months
If your home becomes uninhabitable due to a covered loss, we pay for those extra costs of temporary housing, eating expenses, storage facility rental, pet kennel expenses, etc. up to the applicable limit.
Replacement Cost coverage of Personal Property is included standard Broad Theft Protection of your belongings even when away from home $30,000 Identity Theft coverage is included standard
To restore your credit after an identity theft can be emotionally taxing, lengthy and expensive. Included is:
$28,500 for attorney fees, loan reapplication fees, credit report fees, and lost wages
$ 1,500 Credit Card Indemnity
Optional Lifestyle Coverage Endorsements
Specified Business Pursuits Coverage on Residence Premises (Office, Private School or Studio)
Specified Business Pursuits Off Residence Premises
Business Pursuits Liability
Home Child Care Services endorsements
Scheduled Personal Articles coverage (jewelry, furs, fine arts or silverware/goldware, guns)
Watercraft and Personal Watercraft/Jetski Liability
HOA Loss Assessment
Personal Injury (see below)
Child Care
Inservant / Outservant Workers Comp
Incidental Farm and Ranch Owners Coverage (Equipment & Building)
Liability Legal Defense is included Over and Above your coverage limit No Dog Restrictions if your dog has not bitten and never been sued
Personal Injury coverage (optional)
Coverage for when you are legally obligated to pay damages for personal injury, such as libel, slander and defamation of character.
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Click Here to View Farmers Homeowners Insurance Brochure page 1.
Click Here to View Farmers Homeowners Insurance Brochure page 2..
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To discuss how Farmers Insurance can help protect you from serious loss, contact me for a no cost / no obligation review of your insurance needs.
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