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| Imagine that you've just returned to your apartment after a hard days work to find that there's been a fire and everything you own has been destroyed. Your TV, VCR, Furniture, Clothing and Computer are all gone. |
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Who will you pay to replace your belongings?
Where will you stay while your apartment is renovated?
A Farmers Renters package is the perfect answer. While Renters insurance can't prevent a fire or loss from occurring, it can bring you back to where you were prior to the loss. It will reimburse you for lost or damaged items and pay for the additional cost of hotel, meals and related expenses when your apartment is uninhabitable.
The Renters package provides coverage when your landlord doesn't. Most landlord policies cover the building and attached property, but not your personal belongings. This gap in coverage can be devasting to the renter in the event of loss.
The Renters package pays for:
Personal Property losses of personal belongings
Loss of Use - up to 20% of the personal property coverage amount with no deductible
Improvements, alterations and additions - up to 10% of the personal property coverage amount
Personal property away from home - covers the loss of personal property anywhere in the world.
Personal Liability - claims from unintentional acts by you, your family or acts of pets.
Emergency first aid costs incurred when others are injured regardless of fault and covered by your policy |
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Optional Coverages
Personal Articles floaters to extend coverage for personal articles such as jewelry, furs and fine arts.
Contents Replacement Cost
Personal Umbrella Liability for extended liability coverages
Discounts:
Non Smoker
50 Plus - for renters over 50 years of age
Auto/ Renters discount - combine your Renters Insurance with Auto insurance for combined policy discounts
Protective devices - deadbolts, fire alarms and others may qualify you for additional discounts.
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To discuss how Farmers Insurance can help protect you from serious loss, contact me for a no cost / no obligation review of your insurance needs.
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Click Here to View Farmers Renters Insurance Brochure.
Click Here to View Spanish Renters Insurance Brochure.
